Debt & Credit Calculator Group

If you're looking for affordable online debt and credit calculators to add to your site, we have them! We have calculators that create a personalized, month-by-month schedule to help your visitors eliminate debt or calculate payments on a debt consolidation loan, we'll even show you if a debt consolidation loan saves money. We can even help answer the question of whether it is best to invest extra money each month and save or pay the extra to pay off debt. Offer your visitors a debt ratio calculator, a credit card minimum or credit card equal payment calculator - all designed to help your visitors to pay off debt! See if there's a debt calculator or credit calculator you can add to your site that will help your visitors. Better yet, add our entire group of debt and credit calculators at a very reasonable price! Just click the shopping cart by "Debt & Credit Calculators" to subscribe to the whole group, or click the shopping cart by a specific calculator name to order just that one. If you can copy and paste a link to your site, you can add as many debt and credit calculators as you need in just minutes.

Debt Calculators are perfect for: Debt Services, Debt Counseling, Credit Counseling, Debt Elimination, Debt Management, Debt Relief, Debt Reduction, Debt Consolidation, Debt Repayment, Getting out of Debt, Debt Guidance, Debt Help, Credit Guidance, Credit Help, Debt Avoidance

Other topics covered in this Debt & Credit Calculator group:
  • credit payment calculator
  • calculator credit
  • credit calculators
  • calculate credit
  • loan debt calculator
  • interest debt
  • payment amortization table
  • credit card calculate
  • credit payoff calculator
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Financial Debt Calculators
Free Calculator  Debt Elimination Click here for a description.
Debt Consolidation Click here for a description.
Simple Debt Consolidation Click here for a description.
Eliminate Debt or Invest Click here for a description.
Debt Ratio Click here for a description.
Financial Trouble Click here for a description.
Credit Card Debt
CC Minimum Payment (2006 Rules) Click here for a description.
Free Calculator  CC Equal Payment Click here for a description.
CC Equal Payment by Payoff Time Click here for a description.
Coming Soon! These calculators will be added to the Debt Calculator Group soon. Remember, if you subscribe to the Debt Calculator Group now, you will get these new debt calculators free when they are released. Vote for the one you would like us to do next or something completely different.
Also available: Not looking for an Debt Calculator? Maybe what you need is in one of these groups instead.
Credit Card Calculators
Mortgage Calculators
Loan Calculators
Auto Calculators
Not looking for an Debt Calculator?
Check out our full list of online calculators.
Featured Debt & Credit Calculator


Financial Debt Calculators   
Debt Elimination   Free Calculator  Top
How should my payments be set up to lower debt the quickest?
Use this debt elimination calculator to help lower debt by letting you organize and prioritize your loans to get them paid as quickly as possible. Enter the debts you want to eliminate, choose your elimination priority and run an amortization schedule that will show you how to reduce debt the quickest including a monthly payment schedule for each loan each month until they are all paid. You can even compare how much it would cost and how long it would take to lower debt by making minimum payments each month.
Debt Consolidation   Top
Is debt consolidation the answer to how to pay down debt?
Restructuring debt with a debt consolidation loan may be a good option for how to pay down debt. Enter the information about your current debts and the consolidation loan you're considering and this calculator will show you the monthly payment and other important numbers of the consolidation loan and compare those numbers with no consolidation. You can also enter any additional amount you are considering borrowing and any additional principal you will pay each month to pay the loan off faster. The numbers should help you decide how to pay down debt - with a debt consolidation loan for restructing debt or use a debt elimination strategy.
Simple Debt Consolidation   Top
Will my payments really be lower if I'm paying debt with debt by consolidating loans? Should I Get a Debt Consolidation Loan?
Getting more loans to pay debt or paying debt with debt is a good debt restructuring answer for some individual situations and not for others. Do your homework before deciding. Enter your debt balances and the basic information about your consolidation loan and this calculator will show you the monthly payment and other important information to help you decide if this loan is right for your situation. You can even enter any additional amount you are considering borrowing and any additional principal you will pay each month to pay the loan off faster. Show the amortization schedule to see the month-by-month payment breakdown. The numbers should help you see if a consolidation loan for debt restructuring will actually lower your monthly payments or save you interest. Think Debt Advice - Debt tools, calculators, information and advice to help you find the best solutions to your debt problems. Think Debt Advice also provide debt solutions such as debt consolidation loans, debt management and IVAs.
Eliminate Debt or Invest   Top
Should I use extra money to pay down debt immediately or invest it until there's enough to pay off the debt at once?
See if it's better to pay down debt or invest your extra money until it can pay off the debt all at once. Will you pay more interest on your loan or earn more on your investment? Enter the information about your debt and investment and this calculator will show you how to lower debt the faster by showing what happens if you pay down debt first or put it into an investment until it grows to the pay off debt amount.
Debt Ratio   Top
What is my debt to income ratio or debt ratio?
Calculate your debt to income ratio or what percentage of your monthly income is used to pay fixed monthly costs. Enter your monthly income, monthly rent or mortgage expense, and other monthly expenses. This calculator will then show you your debt to income ratio which is the percentage your monthly income goes to pay monthly debts and expenses. In general, most mortgage lenders do not want your total monthly housing debt ratio or housing expenses (including property taxes, private mortgage insurance (PMI), and association dues) to exceed 28% of your total gross monthly income. And your total debt to income ratio percentage cannot exceed 36% of your total gross monthly income.
Financial Trouble   Top
Are my financial habits going to lead to financial trouble?
Are your financial habits leading you down a path of financial trouble? Take this quick test to help you determine if you are already in financial trouble or possibly headed for financial problems or financial issues.
CC Minimum Payment (2006 Rules)   Top
How long will it take to pay off my credit card balance if I make only minimum payments?
Are you paying the amount due as shown on your credit card bill each month, but the balance doesn't seem to budge and it certainly never gets paid off? Have you ever thought about how much you'll end up paying in credit card interest if you only pay the minimum required payment each month? This calculator will show you how much interest you will pay and how long it will take to pay off your credit card if you only make the minimum required payment each month. Show the amortization schedule to see the month-by-month payment breakdown. These numbers, of course, assume you will not continue to charge with the credit card and continue to pay just the minimum amount. This tool can help you determine the best small business credit cards or personal credit card. You may have to dig around or even make some phone calls to your credit card issuer to find out some of this information, but running this calculator can be a real eye-opening experience!
CC Equal Payment   Free Calculator  Top
How long will it take to pay off my credit card balance if I pay the same amount each month?
If you want to eliminate that credit card balance, you'll probably want to pay more than the minimum required each month. Enter your credit card balance, interest rate, and the amount you will pay each month and this calculator will show you how much interest you will pay and how long it will take to pay off your credit card. Show the amortization schedule to see the month-by-month payment breakdown.
CC Equal Payment by Payoff Time   Top
How much should I pay each month if I want to pay off my credit card balance in a certain amount of time?
Enter the loan balance, interest rate, loan length, and monthly payment and this calculator will analyze your loan. You will see how long you've been paying and how much you've paid to date on your loan, as well as how much time is remaining and how much more is to be paid.Just enter your loan balance, interest rate, current monthly payment, and the additional amount you will pay each month and the calculator will compare the payoff time and interest charges for the remainder of the loan.

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Updated 26 Feb 2007