Financial Debt Calculators - Information

Financial Debt Calculators Group

Several tools to understand your financial debt. Create a schedule to eliminate your financial debt. Now compare that to consolidating your personal debt to see which is actually the best way of paying debt. Should you pay extra money each month to eliminate your personal debt or invest that extra toward paying debt all at once? Also in this group, take our quick 'yes/no' assessment to see if your financial habits may be leading you to financial trouble, and find out how much credit card interest you'll pay and make a plan for paying all your financial debt!


		Financial Debt Calculators Group
			Debt Elimination Calculator
			Debt Consolidation Calculator
			Simple Debt Consolidation Calculator
			Eliminate Debt or Invest Calculator
			Debt Ratio Calculator
			Financial Trouble Assessment
		Credit Card Debt
			CC Minimum Payment (2006 Rules) Calculator
			CC Equal Payment Calculator
			CC Equal Payment by Payoff Time Calculator

Popup

Copy this text to popup the calculator in its own window. It is important to use your Account Number instead of 1 as shown in this example.

Financial Debt Calculators Group
Debt Elimination		view
Debt Consolidation		view
Simple Debt Consolidation		view
Eliminate Debt or Invest		view
Debt Ratio		view
Financial Trouble		view
Credit Card Debt
CC Minimum Payment (2006 Rules)		view
CC Equal Payment		view
CC Equal Payment by Payoff Time		view

<br><b>Financial Debt Calculators Group</b><br>
<script language="JavaScript" type="text/javascript">

</script>
<a href="javascript:DebtElimination();">Debt Elimination</a><br>
<a href="javascript:DebtConsolidation();">Debt Consolidation</a><br>
<a href="javascript:SimpleDebtConsolidation();">Simple Debt Consolidation</a><br>
<a href="javascript:EliminateDebtOrInvest();">Eliminate Debt or Invest</a><br>
<a href="javascript:DebtRatio();">Debt Ratio</a><br>
<a href="javascript:FinancialTrouble();">Financial Trouble</a><br>
<br>
<i>Credit Card Debt</i><br>
<a href="javascript:CreditCardMinimumPayment();">CC Minimum Payment (2006 Rules)</a><br>
<a href="javascript:CreditCardEqualPayment();">CC Equal Payment</a><br>
<a href="javascript:CreditCardEqualPaymentPayoff();">CC Equal Payment by Payoff Time</a><br>

<br>
<a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br>

Embedded

Copy this text to embed the calculator in your webpage.It is important to use your Account Number instead of 1 as shown in this example.

Financial Debt Calculators Group

Debt Elimination Calculator view

Debt Consolidation Calculator view

Simple Debt Consolidation Calculator view

Eliminate Debt or Invest Calculator view

Debt Ratio Calculator view

Financial Trouble Assessment view

CC Minimum Payment (2006 Rules) Calculator view

CC Equal Payment Calculator view

CC Equal Payment by Payoff Time Calculator view

Customizable Field Values

You can customize the following field values for this calculator. When the calculator runs it will have the values you set for these fields. It is important to use your Account Number instead of 1 as shown in this example.

Financial Debt Calculators Group

Debt Elimination view

Debt Elimination Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Mr. & Mrs. O'Riley
Creditor 1 (up to 9)	Creditor1	Sears
Payment Amount 1 (up to 9)	PmtAmt1	0
Balance 1 (up to 9)	Balance1	1,200.00
Interest Rate 1 (up to 9)	IntRate1	22.9
Minimum Payment Percent 1 (up to 9)	MinPmtPct1	1.75
Minimum Principal Percent 1 (up to 9)	MinPrinPct1	1
Minimum Interest Amount 1 (up to 9)	MinIntAmt1	1
Minimum Payment Amount 1 (up to 9)	MinPmtAmt1	5
Creditor 2	Creditor2	Visa
Payment Amount 2	PmtAmt2	0
Balance 2	Balance2	1,500.00
Interest Rate 2	IntRate2	12.9
Minimum Payment Percent 2	MinPmtPct2	2
Minimum Principal Percent 2	MinPrinPct2	1.25
Minimum Interest Amount 2	MinIntAmt2	1.5
Minimum Payment Amount 2	MinPmtAmt2	7.50
Creditor 3	Creditor3	Discover
Payment Amount 3	PmtAmt3	0
Balance 3	Balance3	3,400.00
Interest Rate 3	IntRate3	16.99
Minimum Payment Percent 3	MinPmtPct3	2.25
Minimum Principal Percent 3	MinPrinPct3	1.5
Minimum Interest Amount 3	MinIntAmt3	.5
Minimum Payment Amount 3	MinPmtAmt3	10
Creditor 4	Creditor4	Auto Loan
Payment Amount 4	PmtAmt4	250
Balance 4	Balance4	9,000.00
Interest Rate 4	IntRate4	8.9
Additional Monthly Amount	AddlMonthlyPmt	40.00
Start Mo/Yr	StartDate	01/2006
Elimination Priority (HighestInterest, <br>LowestBalance, LowestPayment)	Priority	LowestBalance

View Customized Calculator

Debt Consolidation view

Debt Consolidation Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Mr. & Mrs. O'Riley
Creditor 1 (up to 9)	Creditor1	Sears
Payment Amount 1 (up to 9)	PmtAmt1	0
Balance 1 (up to 9)	Balance1	1,200.00
Interest Rate 1 (up to 9)	IntRate1	22.9
Minimum Payment Percent 1 (up to 9)	MinPmtPct1	1.75
Minimum Principal Percent 1 (up to 9)	MinPrinPct1	1
Minimum Interest Amount 1 (up to 9)	MinIntAmt1	1
Minimum Payment Amount 1 (up to 9)	MinPmtAmt1	5
Creditor 2	Creditor2	Visa
Payment Amount 2	PmtAmt2	0
Balance 2	Balance2	1,500.00
Interest Rate 2	IntRate2	12.9
Minimum Payment Percent 2	MinPmtPct2	2
Minimum Principal Percent 2	MinPrinPct2	1.25
Minimum Interest Amount 2	MinIntAmt2	1.5
Minimum Payment Amount 2	MinPmtAmt2	7.50
Creditor 3	Creditor3	Discover
Payment Amount 3	PmtAmt3	0
Balance 3	Balance3	3,400.00
Interest Rate 3	IntRate3	16.99
Minimum Payment Percent 3	MinPmtPct3	2.25
Minimum Principal Percent 3	MinPrinPct3	1.5
Minimum Interest Amount 3	MinIntAmt3	.5
Minimum Payment Amount 3	MinPmtAmt3	10
Creditor 4	Creditor4	Auto Loan
Payment Amount 4	PmtAmt4	250
Balance 4	Balance4	9,000.00
Interest Rate 4	IntRate4	13.9
Borrow Additional	BorrowAddl	3,000.00
Interest Rate	IntRate	9.9
Length of Loan	Length	36
Years/Months (drop-down)	LengthPrd	Months
Additional Monthly Amount	AddPrin	40.00

View Customized Calculator

Simple Debt Consolidation view

Simple Debt Consolidation Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Mr. & Mrs. O'Riley
Creditor 1 (up to 9)	Creditor1	Sears
Balance 1 (up to 9)	Balance1	1,200.00
Creditor 2	Creditor2	Visa
Balance 2	Balance2	1,500.00
Creditor 3	Creditor3	Discover
Balance 3	Balance3	3,400.00
Creditor 4	Creditor4	Auto Loan
Balance 4	Balance4	9,000.00
Borrow Additional	BorrowAddl	3,000.00
Interest Rate	IntRate	9.9
Length of Loan	Length	36
Years/Months (drop-down)	LengthPrd	Months
Additional Monthly Amount	AddPrin	40.00

View Customized Calculator

Eliminate Debt or Invest view

Eliminate Debt or Invest Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Mr. & Mrs. O'Riley
Additional Monthly Amount	AddlMonthlyPmt	400.00
Cash On Hand	CashOnHand	3,000.00
Federal Tax Rate	FedTaxRate	18
State Tax Rate	StateTaxRate	10.5
Debt Balance	DebtBal	13,000.00
Debt Interest Rate	IntRate	18.9
Debt Monthly Payment	MonthlyPmt	500.00
Tax Deductible Interest	TaxDeduct	false
Investment Starting Balance	InvBal	8,200.00
Investment Anticipated Rate of Return	RateOfReturn	8.2
Taxable Returns	Taxable	false

View Customized Calculator

Debt Ratio view

Debt Ratio Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Mr. & Mrs. O'Riley
Gross Montly Salary/Income	GrossInc	4,500.00
Other Monthly Income	OtherInc	250.00
Monthly Rent/Mortgage	HousingPmt	850.00
Car Payments	CarPmt	300.00
Credit Card Payments	CCPmt	150.00
Other Loan Payments	LoanPmt	200.00
Other Monthly Payments	OtherPmt	450.00

View Customized Calculator

Financial Trouble view

Financial Trouble Assessment's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Mrs. O'Riley

View Customized Calculator

CC Minimum Payment (2006 Rules) view

CC Minimum Payment (2006 Rules) Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Visa's Plutonium Card
Credit Card Balance	BalAmt	5,000.00
Interest Rate	IntRate	12.5
Minimum Payment Percent	MinPmtPct	2.5
Minimum Principal Percent	MinPrinPct	1.25
Minimum Interest Amount	IntMinAmt	1.50
Minimum Payment Amount	MinPmtAmt	7.00

View Customized Calculator

CC Equal Payment view

CC Equal Payment Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Visa's Plutonium Card
Credit Card Balance	BalAmt	5,000.00
Interest Rate	IntRate	12.5
Monthly Payment	PmtAmt	125.00

View Customized Calculator

CC Equal Payment by Payoff Time view

CC Equal Payment by Payoff Time Calculator's Customizable Fields
Screen Name	Parm Name	Parm Value Used in this Example
Title	Title	Visa's Plutonium Card
Credit Card Balance	BalAmt	5,000.00
Interest Rate	IntRate	12.5
Minimum Monthly Payment	MinPmt	125.00
Payoff Time - Years	PaidOffYears	4
Payoff Time - Months	PaidOffMonths	3

View Customized Calculator

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