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Debt Ratio Calculator

Calculate your debt to income ratio or what percentage of your monthly income is used to pay fixed monthly costs. Enter your monthly income, monthly rent or mortgage expense, and other monthly expenses. This calculator will then show you your debt to income ratio which is the percentage your monthly income goes to pay monthly debts and expenses. In general, most mortgage lenders do not want your total monthly housing debt ratio or housing expenses (including property taxes, private mortgage insurance (PMI), and association dues) to exceed 28% of your total gross monthly income. And your total debt to income ratio percentage cannot exceed 36% of your total gross monthly income.

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Popup

Copy this text to popup the calculator in its own window. It is important to use your Account Number instead of 1 as shown in this example.


Financial Debt Calculators Group
view
<br><b>Financial Debt Calculators Group</b><br>
<script language="JavaScript" type="text/javascript">
<!--

//Debt Ratio
function DebtRatio()
{
  window.open('http://www.webcalcsolutions.com/Mortgage-Calculators/Debt-Ratio.asp?AcctNum=1&Group=Debt-Calculators', '_blank', 'width=495,height=675,directories=0,location=0,menubar=0,resizable=1,scrollbars=1,status=0,toolbar=0');
}

-->
</script>
<a href="javascript:DebtRatio();">Debt Ratio</a><br>
<br>
<a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br>


Embedded

Copy this text to embed the calculator in your webpage.It is important to use your Account Number instead of 1 as shown in this example.


Financial Debt Calculators Group
view
<iframe src="http://www.webcalcsolutions.com/Mortgage-Calculators/Debt-Ratio.asp?AcctNum=1&Group=Debt-Calculators" width="495" height="675" frameborder="0" scrolling="auto"><a href="http://www.webcalcsolutions.com/Mortgage-Calculators/Catalog.asp" target="_blank">Debt Ratio Calculator</a></iframe>
<br>
<a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br>


Customizable Field Values

You can customize the following field values for this calculator. When the calculator runs it will have the values you set for these fields. It is important to use your Account Number instead of 1 as shown in this example.

Financial Debt Calculators Group
Debt Ratio    view
Debt Ratio Calculator's
Customizable Fields
Screen Name Parm Name Parm Value Used in this Example
Title Title Mr. & Mrs. O'Riley
Gross Montly Salary/Income GrossInc 4,500.00
Other Monthly Income OtherInc 250.00
Monthly Rent/Mortgage HousingPmt 850.00
Car Payments CarPmt 300.00
Credit Card Payments CCPmt 150.00
Other Loan Payments LoanPmt 200.00
Other Monthly Payments OtherPmt 450.00

View Customized Calculator
<script language="JavaScript" type="text/javascript">
<!--
//Debt Ratio
function DebtRatio()
{
  window.open('http://www.webcalcsolutions.com/Mortgage-Calculators/Debt-Ratio.asp?AcctNum=1&Group=Debt-Calculators&' +
    'Title=Mr. %26 Mrs. O%27Riley&GrossInc=4,500.00&OtherInc=250.00&' +
    'HousingPmt=850.00&CarPmt=300.00&CCPmt=150.00&LoanPmt=200.00&OtherPmt=450.00',
    '_blank',
    'width=495,height=675,directories=0,location=0,menubar=0,resizable=1,scrollbars=1,status=0,toolbar=0');
}

-->
</script>
<a href="javascript:DebtRatio();">Debt Ratio</a><br>
<br>
<a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br>

Our examples have special characters (& or ') that must be encoded to be interpreted properly by the browser. If the customized text you want to use has any of these characters (&, ' [apostrophe or single-quote], #, ?, ", \ or %) we have provided this Encode tool so you can see how to type it into your script. Enter your customized text then select 'Encode'. The encoded text will show up in the lower box and can be copied and pasted directly into your script.



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