Calculate and compare (formatted side by side) the monthly payments for up to 4 adjustable rate mortgage loans. The calculator has the interest rate always go up after the minimum length between steps and it always goes up the maximum step percent until the interest rate reaches the maximum. Therefore, this calculator is designed to show you the worst case scenario or maximum possible payout for an A.R.M., which is not likely to actually happen. Enter your sale price, any down payment you're making, the initial fixed interest rate and the guaranteed fixed rate length, the maximum interest rate adjustment and the minimum length of time between adjustments, the maximum interest rate and the entire length of each loan. This calculator will then show you the initial fixed rate monthly principal and interest payment, your maximum monthly principal and interest payment, the total amount of interest you will pay and the total amount of money you will spend over the life of each loan. You can also enter the points and other closing costs and roll those into your loans. You can even enter an additional payment amount you intend to pay each month to work down your principal and the calculator will show you the anticipated payoff time.

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Popup Copy this text to popup the calculator in its own window. It is important to use your Account Number instead of 1 as shown in this example. view <script language="JavaScript" type="text/javascript"> <!-- //A.R.M. Comparison function CompareARMs() {   window.open('http://www.webcalcsolutions.com/Mortgage-Calculators/Compare-ARMs.asp?AcctNum=1', '_blank', 'width=800,height=750,directories=0,location=0,menubar=0,resizable=1,scrollbars=1,status=0,toolbar=0'); } --> </script> <i>Payment Calculators</i><br> <a href="javascript:CompareARMs();">A.R.M. Comparison</a><br> <br> <a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br> Embedded Copy this text to embed the calculator in your webpage.It is important to use your Account Number instead of 1 as shown in this example. view <iframe src="http://www.webcalcsolutions.com/Mortgage-Calculators/Compare-ARMs.asp?AcctNum=1" width="800" height="750" frameborder="0" scrolling="auto"><a href="http://www.webcalcsolutions.com/Mortgage-Calculators/Catalog.asp" target="_blank">A.R.M. Comparison Calculator</a></iframe> <br> <a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br>
Customizable Field Values You can customize the following field values for this calculator. When the calculator runs it will have the values you set for these fields. It is important to use your Account Number instead of 1 as shown in this example. A.R.M. Comparison    view A.R.M. Comparison Calculator's Customizable Fields Screen Name Parm Name Parm Value Used in this Example Title Title Mr. & Mrs. O'Riley Lender (column 1) Lender AAA Money Lenders Lender (column 2) Lender2 BBB Money Lenders Lender (column 3) Lender3 CCC Money Lenders Lender (column 4) Lender4 DDD Money Lenders Sale Price (column 1) SalePrice 160,000.00 Sale Price (column 2) SalePrice2 170,000.00 Sale Price (column 3) SalePrice3 180,000.00 Sale Price (column 4) SalePrice4 190,000.00 Down Payment (column 1) DownPmt 8,000.00 Down Payment (column 2) DownPmt2 8,500.00 Down Payment (column 3) DownPmt3 9,000.00 Down Payment (column 4) DownPmt4 9,500.00 Initial Interest Rate (column 1) InitRate 5.2 Initial Interest Rate (column 2) InitRate2 5.3 Initial Interest Rate (column 3) InitRate3 5.4 Initial Interest Rate (column 4) InitRate4 5.5 Length of Initial Fixed Rate (column 1) InitLen 36 Length of Initial Fixed Rate (column 2) InitLen2 42 Length of Initial Fixed Rate (column 3) InitLen3 48 Length of Initial Fixed Rate (column 4) InitLen4 54 Years/Months (drop-down) InitLenPrd Months Maximum Interest Rate Step (column 1) MaxStep 0.2000 Maximum Interest Rate Step (column 2) MaxStep2 0.2125 Maximum Interest Rate Step (column 3) MaxStep3 0.2250 Maximum Interest Rate Step (column 4) MaxStep4 0.2375 Minimum Length Between Steps (column 1) IntStepLen 15 Minimum Length Between Steps (column 2) IntStepLen2 18 Minimum Length Between Steps (column 3) IntStepLen3 21 Minimum Length Between Steps (column 4) IntStepLen4 24 Years/Months (drop-down) IntStepLenPrd Months Maximum Interest Rate (column 1) MaxRate 8.15 Maximum Interest Rate (column 2) MaxRate2 8.20 Maximum Interest Rate (column 3) MaxRate3 8.25 Maximum Interest Rate (column 4) MaxRate4 8.30 Interest Rate (column 1) IntRate 6.15 Interest Rate (column 2) IntRate2 6.20 Interest Rate (column 3) IntRate3 6.25 Interest Rate (column 4) IntRate4 6.30 Length of Loan (column 1) Length 360 Length of Loan (column 2) Length2 180 Length of Loan (column 3) Length3 240 Length of Loan (column 4) Length4 300 Years/Months (drop-down) LengthPrd Months Additional Principal (column 1) AddPrin 50.00 Additional Principal (column 2) AddPrin2 100.00 Additional Principal (column 3) AddPrin3 150.00 Additional Principal (column 4) AddPrin4 200.00 Points (column 1) Points 1.0 Points (column 2) Points2 1.25 Points (column 3) Points3 1.5 Points (column 4) Points4 1.75 Points Roll into Loan (checkbox) (column 1) RollPoints True Points Roll into Loan (checkbox) (column 2) RollPoints2 True Points Roll into Loan (checkbox) (column 3) RollPoints3 True Points Roll into Loan (checkbox) (column 4) RollPoints4 True Other Closing Costs (column 1) ClosingCosts 3,000.00 Other Closing Costs (column 2) ClosingCosts2 3,250.00 Other Closing Costs (column 3) ClosingCosts3 3,500.00 Other Closing Costs (column 4) ClosingCosts4 3,750.00 Other Closing Costs Roll into Loan (checkbox) (column 1) RollClosing True Other Closing Costs Roll into Loan (checkbox) (column 2) RollClosing2 True Other Closing Costs Roll into Loan (checkbox) (column 3) RollClosing3 True Other Closing Costs Roll into Loan (checkbox) (column 4) RollClosing4 True View Customized Calculator <script language="JavaScript" type="text/javascript"> <!-- //A.R.M. Comparison function CompareARMs() {   window.open('http://www.webcalcsolutions.com/Mortgage-Calculators/Compare-ARMs.asp?AcctNum=1&' +     'Title=Mr. %26 Mrs. O%27Riley&Lender=AAA Money Lenders&Lender2=BBB Money Lenders&' +     'Lender3=CCC Money Lenders&Lender4=DDD Money Lenders&SalePrice=160,000.00&' +     'SalePrice2=170,000.00&SalePrice3=180,000.00&SalePrice4=190,000.00&' +     'DownPmt=8,000.00&DownPmt2=8,500.00&DownPmt3=9,000.00&DownPmt4=9,500.00&' +     'InitRate=5.2&InitRate2=5.3&InitRate3=5.4&InitRate4=5.5&InitLen=36&InitLen2=42&' +     'InitLen3=48&InitLen4=54&InitLenPrd=Months&MaxStep=0.2000&MaxStep2=0.2125&' +     'MaxStep3=0.2250&MaxStep4=0.2375&IntStepLen=15&IntStepLen2=18&IntStepLen3=21&' +     'IntStepLen4=24&IntStepLenPrd=Months&MaxRate=8.15&MaxRate2=8.20&MaxRate3=8.25&' +     'MaxRate4=8.30&IntRate=6.15&IntRate2=6.20&IntRate3=6.25&IntRate4=6.30&Length=360&' +     'Length2=180&Length3=240&Length4=300&LengthPrd=Months&AddPrin=50.00&' +     'AddPrin2=100.00&AddPrin3=150.00&AddPrin4=200.00&Points=1.0&Points2=1.25&' +     'Points3=1.5&Points4=1.75&RollPoints=True&RollPoints2=True&RollPoints3=True&' +     'RollPoints4=True&ClosingCosts=3,000.00&ClosingCosts2=3,250.00&' +     'ClosingCosts3=3,500.00&ClosingCosts4=3,750.00&RollClosing=True&' +     'RollClosing2=True&RollClosing3=True&RollClosing4=True',     '_blank',     'width=800,height=750,directories=0,location=0,menubar=0,resizable=1,scrollbars=1,status=0,toolbar=0'); } --> </script> <a href="javascript:CompareARMs();">A.R.M. Comparison</a><br> <br> <a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br> Our examples have special characters (& or ') that must be encoded to be interpreted properly by the browser. If the customized text you want to use has any of these characters (&, ' [apostrophe or single-quote], #, ?, ", \ or %) we have provided this Encode tool so you can see how to type it into your script. Enter your customized text then select 'Encode'. The encoded text will show up in the lower box and can be copied and pasted directly into your script. Copy and Paste