CC Balance-to-Limit Ratio Calculator
Use this calculator to figure your balance-to-limit ratio or what percentage of your available credit card debt you are actually using. A low balance-to-limit ratio indicates you use your available credit wisely, which is important to lenders and plays a significant part in credit risk scores. In general, it is better to leave credit card accounts open if you have zero balances than it is to close them, especially if there is no negative activity associated with the account. That's because for each zero balance credit card account you close, your balance-to-limit ratio goes up, and it suddenly looks like you may be overusing your credit. Unused credit results in a lower balance-to-limit ratio.
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Popup
Copy this text to popup the calculator in its own window. It is important to use your Account Number instead of 1 as shown in this example.
<script language="JavaScript" type="text/javascript">
<!--
//CC Balance-to-Limit Ratio
function BalanceToLimitRatio()
{
window.open('http://www.webcalcsolutions.com/Credit-Card-Calculators/Balance-To-Limit-Ratio.asp?AcctNum=1', '_blank', 'width=450,height=570,directories=0,location=0,menubar=0,resizable=1,scrollbars=1,status=0,toolbar=0');
}
-->
</script>
<a href="javascript:BalanceToLimitRatio();">CC Balance-to-Limit Ratio</a><br>
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Embedded
Copy this text to embed the calculator in your webpage.It is important to use your Account Number instead of 1 as shown in this example.
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<iframe src="http://www.webcalcsolutions.com/Credit-Card-Calculators/Balance-To-Limit-Ratio.asp?AcctNum=1" width="450" height="570" frameborder="0" scrolling="auto"><a href="http://www.webcalcsolutions.com/Credit-Card-Calculators/Catalog.asp" target="_blank">CC Balance-to-Limit Ratio Calculator</a></iframe>
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<a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br>
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Customizable Field Values
You can customize the following field values for this calculator. When the calculator runs it will have
the values you set for these fields. It is important to use your Account Number instead of 1
as shown in this example.
CC Balance-to-Limit Ratio Calculator's
Customizable Fields |
| Screen Name |
Parm Name |
Parm Value Used in this Example |
| Title |
Title |
Mr. & Mrs. O'Riley |
| Issuer (row 1) |
Issuer1 |
Visa's Plutonium Card |
| Balance (row 1) |
BalAmt1 |
6,000.00 |
| Limit (row 1) |
LimAmt1 |
6,500.00 |
| Issuer (row 2) |
Issuer2 |
Citi Visa |
| Balance (row 2) |
BalAmt2 |
5,000.00 |
| Limit (row 2) |
LimAmt2 |
7,000.00 |
| Issuer (row 3) |
Issuer3 |
Master Card |
| Balance (row 3) |
BalAmt3 |
4,000.00 |
| Limit (row 3) |
LimAmt3 |
7,500.00 |
| Issuer (row 4) |
Issuer4 |
American Express |
| Balance (row 4) |
BalAmt4 |
3,000.00 |
| Limit (row 4) |
LimAmt4 |
8,000.00 |
| Issuer (row 5) |
Issuer5 |
Discover |
| Balance (row 5) |
BalAmt5 |
2,000.00 |
| Limit (row 5) |
LimAmt5 |
8,500.00 |
| Issuer (row 6) |
Issuer6 |
Sears |
| Balance (row 6) |
BalAmt6 |
1,000.00 |
| Limit (row 6) |
LimAmt6 |
9,000.00 |
View Customized Calculator
<script language="JavaScript" type="text/javascript">
<!--
//CC Balance-to-Limit Ratio
function BalanceToLimitRatio()
{
window.open('http://www.webcalcsolutions.com/Credit-Card-Calculators/Balance-To-Limit-Ratio.asp?AcctNum=1&' +
'Title=Mr. %26 Mrs. O%27Riley&Issuer1=Visa%27s Plutonium Card&BalAmt1=6,000.00&' +
'LimAmt1=6,500.00&Issuer2=Citi Visa&BalAmt2=5,000.00&LimAmt2=7,000.00&' +
'Issuer3=Master Card&BalAmt3=4,000.00&LimAmt3=7,500.00&Issuer4=American Express&' +
'BalAmt4=3,000.00&LimAmt4=8,000.00&Issuer5=Discover&BalAmt5=2,000.00&' +
'LimAmt5=8,500.00&Issuer6=Sears&BalAmt6=1,000.00&LimAmt6=9,000.00',
'_blank',
'width=450,height=570,directories=0,location=0,menubar=0,resizable=1,scrollbars=1,status=0,toolbar=0');
}
-->
</script>
<a href="javascript:BalanceToLimitRatio();">CC Balance-to-Limit Ratio</a><br>
<br>
<a href='http://www.webcalcsolutions.com/' style='font-size: 8pt;'>Online Calculators - Financial Calculators, Health Calculators, and Health Assessments from WebCalcSolutions.com</a><br>
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Our examples have special characters (& or ') that must be encoded
to be interpreted properly by the browser. If the customized text you want to use
has any of these characters (&, ' [apostrophe or single-quote],
#, ?, ", \ or %) we have provided this Encode
tool so you can see how to type it into your script. Enter your customized text
then select 'Encode'. The encoded text will show up in the lower box and can be
copied and pasted directly into your script.
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