Student Credit Card Debt Assessment View Calculator College students in credit card debt and declaring bankruptcy is a growing problem. In fact, college students are among the fastest growing group of bankruptcy filers. The average student graduates with between $3,000 and $4,000 in credit card debt, and many owe much more! Endless credit card offers seems to begin the day they turn 18 and many college students are managing their money completely on their own for the first time. Careful with those credit cards! Students with high credit card debt are more likely to work longer hours and have lower grades. And running up credit card debt and not making payments on time can impact your life for many years to come. Negative credit items stay on your report for 7 years. This negative credit can limit or prevent you from renting an apartment, buying a home or car, completing your education, and even finding a job, since many employers now review credit reports before hiring. Take this quick assessment to learn more about the warning signs of students headed for credit card trouble and help you determine if you should change your spending habits. Learn more about putting this calculator or other calculators on your website.