Financial Trouble
Read each question carefully and completely. Take as much time as you need to reflect on each question. This tool is of no help to you if you refuse to answer each question honestly. Answers are completely confidential. No personal information is requested and your answers are not saved. Remember, if you cheat, you're only cheating yourself.
1. Do you find it difficult to save any money?
2. Are you continually short of funds?
3. Are you using your savings to pay debt?
4. Are you near or over your credit limit on all or most of your credit cards or accounts?
5. Have you missed payments or paid past the due date on any of your bills?

Total 'Yes' (out of 5 possible)

All calculators are made available as self-help tools for your independent use with results based on information provided by the user. All examples are hypothetical and are for illustrative purposes only. Calculated results are believed to be accurate but results are not guaranteed. Debt calculators are intended only to provide comparisons that may assist you with making decisions regarding how to handle your debt. All debt obligations need to paid each month by their individual due dates. Check all statements from creditors carefully to make sure you pay at least the minimum stated on each. If you have serious debt problems, please seek the advice of a qualified professional who is fully aware of your individual circumstances.
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Updated 05 Jul 2007
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